Credit Ratings
PL reflects the leading position in the operating lease (OL) business, with a Credit Rating of BBB+ and a Negative outlook
As at 31 July 2026, Phatra Leasing or PL, leading company in the operating lease (OL) business, was assigned a Credit Rating of “BBB+” and a “Negative” outlook which reflects the Company’s leading position in the operating lease (OL) business.
The ratings continue to reflect moderate financial leverage, and manageable liquidity. These strengths are partly offset by modest cash flow protection and profits from the sale of leased vehicles at contract maturity.

PL Sustained leadership in corporate vehicle leasing
Operates the business of leasing assets to juristic entities under the scheme of “Operating Lease” with main focus on vehicle leasing which includes executive cars, office cars, sub-leased service and cars for other commercial purposes. Operating lease also includes such assets as machines, computers and other appliances with the lease term during 3-5 years.
Products and Services include;
- Auto Leasing
- Commercial Leasing
- Car Rental
- Sa-Buy Car

PL is determined to operate the business based on the vision of making steps towards leadership and sustainable growth
With important missions include to be a leader in leasing business with a variety of assets and to expand business into other regions stably and sustainably by adhering to ethics and social responsibilities with customer centric approach.