27 November 2003
                                    Audited Yearly F/S (F45-1)
                                    PL       reports audited annual financial statements as follows.             
                    Phatra Leasing Public Company Limited                    
                                                                      Audited
                              Ending  September 30,            (In thousands)
                                                            For year         
                       Year                                2003        2002  
Net profit (loss)                                         155,021     115,662
EPS (baht)                                                   5.17        3.86
Comment : 1. Please see details in financial statements, auditor's report
             and remarks from SET Information Management System
"The company hereby certifies that the information above is correct and
complete. In addition, the company has already  reported and disseminated
its financial statements in full  via the SET  Electronic Listed Company
Information Disclosure (ELCID), and has also submitted the original report
to the Securities and Exchange Commission."
                              Signature..........................
                                     ( Mr.Krirkchai  Siribhakdi )
                              Position........President..............
                              Authorized to sign on behalf of the company