29 November 2004
                                    Audited Yearly F/S (F45-1)
                                    PL       reports audited annual financial statements as follows.             
                    Phatra Leasing Public Company Limited                    
                                                                             
                                                                      Audited
                              Ending  September 30,            (In thousands)
                                                                             
                                                            For year         
                                                                             
                       Year                                2004        2003  
                                                                             
Net profit (loss)                                         199,031     155,021
EPS (baht)                                                   6.63        5.17
                                                                             
                                                                             
Comment : 1. Please see details in financial statements, auditor's report
             and remarks from SET Information Management System
                                                                             
"The company hereby certifies that the information above is correct and
complete. In addition, the company has already  reported and disseminated
its financial statements in full  via the SET  Electronic Listed Company
Information Disclosure (ELCID), and has also submitted the original report
to the Securities and Exchange Commission."
                              Signature..........................
                                       (  Mr.Krirkchai Siribhakdi  )
                              Position...........President............
                              Authorized to sign on behalf of the company